FAQ
How much life insurance do I need?
The amount of life insurance you need is determined by looking at your current and future financial obligations and subtracting your liquid assets. A needs analysis is conducted during every presentation delivered by WorldSPG.
What type of policy should I purchase?
That question is best answered after assessing your financial goals. Term insurance is generally the lowest priced while Permanent Insurance ensures life long coverage. Permanent Insurance can also be attractive for tax advantaged savings.
I have been denied coverage in the past, can I still get insurance?
World Solutions Planning Group specializes in getting previously denied clients coverage. Complete our contact form or give us a call!
What is Living Benefit policy?
This is a policy feature that allows someone whom has experienced chronically, critical or terminal illness to take portion of the policy's benefit while still living. These sicknesses can include stroke, heart attack, cancer and more.
How do I know I'm getting a good price?
As an independent broker that works with over 140 of the major insurance and financial services companies, World Solutions Planning Group is able to provide you with unparalleled service by putting you first. The wide variety of products and carriers gives us the ability to offer you the best coverage at the best rates.
Do you offer free consultations to new customers?
Yes. Our consultation is always free to new or existing clients. Whether your needs are protecting assets, small business, estate planning, retirement planning or medicare related, we are here to be of service.