Retirement Planning
Strategies + Solutions that fit our current Retirement Climate
When you’re planning for your retirement, you want to feel confident that your retirement savings is working as hard as it can. Whether you are nearing retirement, or are years away, it’s important to explore all the options to make the most of your retirement income.
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In today's climate families are feeling the pressure on a variety of fronts when looking toward retirement. Traditional pensions are vanishing, Baby Boomers are relying on Social Security at a rate higher than ever before. More than half retirees fear they will outlive their money and will have to depend solely on Social Security. These figures are staggering considering 1 out 3 Baby Boomers haven't saved for retirement at all.
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The World Solutions Planning Group Advantage
Our firm uses a variety of strategies that will help your family avoid the retirement pitfalls that are commonplace with so many Americans today. We focus on customizing, simplifying and educating our clients.
Contact us today for a free retirement consultation with no obligation.
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What do I want to accomplish?
Retirement, like many things involving money can be emotional. We don't look past this or take this for granted. Instead, we talk about it.
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We often hear things like "I want to travel and enjoy my spouse" or "I want to leave a legacy for my children and grandchildren"
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Starting to map out what your retirement will look like will go a long way in developing the proper plan.
Do I have the cash?
Looking long term at retirement we have heard many times that retirement, although it would be nice, is like a dream.
You tell yourself "there is no way that I'm retiring" or "I simply don't have the cash"
Knowing which strategies to use can help you realize your dreams and get you closer to retirement than you think.
Will I outlive my money?
This concern is extremely valid as today's retirees are living on their retirement income for as long as 30 years or more.
The good news is that there are many options and strategies that can ensure that you will not have to worry about outliving your income.
All my assets are in my home. What do I do?
There are many hardworking family's that have the majority of their assess tied up in their home.
Fortunately there are many strategies that can assist clients that find themselves in this exact situation.
How will I pay for healthcare?
Health Care for the average retired couple can range from 245,000 to 265,000 in medical cost alone. That estimate doesn't include the cost of Long term Care.
Health Care continues to rise for retirees. However, there are solutions that can help.
This concern and many more can be addressed during a free consultation.
I have maxed out my contribution to my 401k. What are my options?
Our firm specializes in alternative vehicles for clients that have maxed out their retirement contributions or clients looking for more retirement solutions.